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How much can
I borrow from an auto title loan?
You can borrow
between $ 100 to $ 50,000. The amounts we loan are
determined by the wholesale value of the vehicle. A few
factors that we consider are the year, make, model, mileage
and condition of the vehicle.
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Can I drive
my car during the term of the auto title loan?
Yes!
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Does my car
need to be paid off?
Yes.
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Do I need to
have good credit to get a car title loan?
No.
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Do I have to
have a job?
No
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What if I am
on disability or retirement?
Yes.
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What is a
title loan?
Title loans are a
quick and convenient way for people who own their car
without any liens (i.e., a lien-free title) to get cash
using the car as collateral. It allows consumers to use an
asset they own (their vehicle) to solve short-term cash flow
problems. Without title lending, many consumers would be
forced to sell their vehicle in a time of need, probably at
a discount.
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How do car
title loans work?
Bring your car and
lien-free title to Los Angeles Title Loans to use the value of
the car as collateral for your transaction. Or WE CAN COME
TO YOU!!!
Fill out an application while we appraise your vehicle. We
will determine a transaction amount based upon your need and
the appraised value of your vehicle. Upon approval, you will
receive your funds and retain the use of your vehicle. When
you pay off the balance of your account, Los Angeles Title
Loans
returns your title.
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How long does
it take before I get my money?
We can usually give
you loan approval within 15 minutes from the time you submit
the Loan Application to us (during normal business hours).
If you qualify, the loan process takes about 20 minutes from
start to finish.
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Does the
vehicle title need to be in my name?
Yes. The car title
must have you listed as the legal owner of the vehicle that
you intend to use as collateral for the transaction. If you
are listed on the title along with another person, give us a
call to determine whether or not the other person listed on
the title has to apply along with you.
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Can I drive
my car during the term of the title loan?
Yes.
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When do I get
my title back?
Your title will be
returned to you immediately after paying back the full
amount due on your account.
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Is my
personal information safe with you?
Yes it will! We are concerned about your personal
information as well, and we are deeply committed to
protecting it. We go to great lengths to secure your
personal information, our web site, and our databases, and
take a number of precautions to protect access to them from
unauthorized users.
Please click here to read our privacy policy.
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Why use a
title lender?
a title transaction
enables you to acquire funds based on the value of your car
but without actually losing its use. The process is based on
collateral, not credit.
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What if I am
late on a payment?
If you are seriously
late or non-responsive, vehicle repossession could occur.
However, Los Angeles Title Loans considers repossession a last
resort because repossessions are expensive and
time-consuming.
